Established in 1856 as Manufacturers and Traders Bank, today M&T Bank Corporation is one of the 20 largest independent bank holding companies in the U.S., with assets of more than $69 billion and more than 800 branches, 1,800 ATMs and 15,000 employees located in New York, Pennsylvania, Maryland, Washington D.C., Virginia, West Virginia and Delaware. With a longstanding tradition of careful, conservative and consistent management, M&T has generated positive earnings and positive capital—despite the ongoing turbulence in the economy. Contact Jamie Johns, Corporate Banking at (570) 831-8894 or visit www.MandTBank.com.